Calyxnoriva - Responsible investing and financial planning Malaysia

Acceptance of These Terms

By accessing or using calyxnoriva.world, you confirm acceptance of these terms and agree to their conditions. It is important to read our policies as they outline your legal relationship with us. If you do not accept these terms, you should not use our website.

Key Definitions

This section explains important terminology used throughout these Terms and Conditions.

‘Website’ refers to the online platform branded as Calyxnoriva, accessible at calyxnoriva.world.

‘User’ means any individual accessing, browsing, or interacting with content or services provided by calyxnoriva.world.

‘Content’ includes articles, text, graphics, and other intellectual property featured on calyxnoriva.world, owned or licensed by the site.

‘Services’ indicates the functionalities, features, and communications provided by Calyxnoriva, unless stated otherwise.

Guidelines for Website Usage

Use our services for lawful, non-commercial, and personal informational purposes only. Any exploitation of content for outside purposes is prohibited.

Eligibility

Our website is intended for individuals at least 18 years old and lawful residents of Malaysia. Access may be restricted for users in certain regions due to legal requirements.

If you are under 18 or located outside of Malaysia, please refrain from using our services.

Your Responsibilities

You are responsible for your activity and for maintaining the correctness of information provided.

Provide only accurate and up-to-date information where prompted.

Respect intellectual property and copyright laws applying to all content on calyxnoriva.world.

Avoid misuse, interference, or unauthorized access to our website or technical systems.

Report vulnerabilities or misuse promptly to support continued security of our users.

Prohibited Uses

Certain actions are strictly not allowed while using our website.

Posting or transmitting offensive, unlawful, or misleading material.

Attempting to gain unauthorized access to accounts, data, or website features.

Using automated tools for scraping, harvesting data, or spamming purposes.

Disrupting the website’s security, functionality, or technical infrastructure.

Engaging in activities contrary to any applicable laws or regulations.

Intellectual Property Rights

All rights, title, and interest in the website’s content belong to Calyxnoriva or its licensors. Reproduction, distribution, or modification requires explicit prior consent, except where statutory exceptions apply.

User-Generated Content

When submitting feedback or materials, you grant us non-exclusive rights to use, display, or publish as per our policies.

Your Rights Regarding User Content

You maintain original ownership but grant us permission to use submissions under these Terms.

Data Protection and Privacy Policy

Your privacy is safeguarded in accordance with our Privacy Policy. Please review it for detailed information about how your data is managed.

See Privacy Policy

Disclaimer of Warranties and Content

calyxnoriva.world content is provided for general guidance as-is, without warranty of any kind.

Important Disclaimer

Results may vary depending on your circumstances or the action you take based on our articles. Past performance does not guarantee future outcomes.

Limitation of Liability

Calyxnoriva will not be held responsible for any loss, damage, or liability resulting directly or indirectly from use of the website.

Indemnification

By using our site, you agree to indemnify and hold Calyxnoriva, affiliates, and staff harmless from any claims resulting from your activities or content submissions.

Dispute and Complaint Resolution Process

You agree to resolve any arising disputes in line with the procedure outlined below.

Arbitration

Disputes will be settled through final and binding arbitration in Malaysia, except where the law provides otherwise.

Should required, arbitration must be conducted in accordance with Malaysian law and procedures.

Online Dispute Resolution Process

You have the option to initiate dispute resolution online in certain cases. Contact us for available procedures and guidance.

Read our Privacy Policy

Severability

If any provision is deemed invalid or unenforceable, remaining provisions remain in effect.

Agreement as a Whole

These Terms, alongside our Privacy and Cookie Policies, comprise the entire agreement between you and Calyxnoriva regarding your website use.

Applicable Laws and Jurisdiction

These Terms are governed by Malaysian laws, and any proceedings shall be under Malaysian jurisdiction.

Termination

Calyxnoriva reserves the right to withdraw or suspend your access at any time for violation of these Terms or applicable law.

Modifications

We may revise these Terms at any time. Changes take effect immediately upon posting, unless noted otherwise.

How to Contact Us

For concerns or clarifications related to these Terms, please reach out through our contact details below.

Contact Email: content@calyxnoriva.world

Phone: +6013-057 5272

Address: Infinity8 MyTOWN, L3-023, Level 3, MyTOWN Shopping Centre, Jalan Cochrane, Kuala Lumpur 55100 Malaysia

Terms and Conditions of Service for calyxnoriva.world